holy bat guts....
i got a credit card bill the other day
and my interest rate jumped from 5.9% to over 20%

what in the world?

and when i called the automated system a very nice woman said,
*um, we sent you a notice*
only she didn't say *um* because she was true professional.
and it only took me about 17 minutes to actually get to a *live* person

i'm not someone who yells at the people on the phone.
1) i've been the person on the other end, and frankly yelling is just bothersome
2) no need to add to the bad karma
3) well, i did yell at verizon a couple of times...but they REALLY deserved it
4) and frankly it's my own damn fault for my credit exceeding my income (else what's a visa for)

i DO hope you caught the Browning reference above in #4.
now take the rest of the day off
you must be tired.